4 Steps towards Settlement Of A Good Insurance Claim After A Car Accident


Accidents have now become common occurrences that are usually coupled with pain and suffering. They also lead to loss of wages as an injured person may have to miss work for some days. Unfortunately, they are also unpredictable and so you can be caught in an accident when you least expect it. When they happen, accidents cause not only bodily injury but also property damage. So, when they occur, the insurer of the driver at fault is responsible for paying your hospital bills and catering for your car repair and any other compensation you may be entitled to. However, they too need to make profits and so they employ personnel who strive to put the blame on you so that they don’t have to pay your bills. Therefore, you need a shrewd and smart attorney to defend you so that the insurance contributes fairly towards your recovery. Here are steps followed by a good law firm.

  1. Meeting you to discuss the accident

The law firm will send attorneys to talk to you so that you can clearly explain what happened in the accident. It will be your duty to give an honest account of what happened and provide any evidence that you could have so that they can easily defend you. They will carefully review the police report and collect all the information they may need from you.

  1. Making a claim with the other driver’s insurance company

The firm will be involved in a thorough investigation of the accident, especially if it was a collision. They will be in contact with the other driver’s insurance company and based on their findings, they will defend you to ensure that you get the compensation you deserve from them so that you can resume your normal life as soon as you heal from the injuries. During this time, the law firm shall look into it that you get proper treatment and aren’t worried about your losses.

  1. Collection of all records related to the accident and discussion with the insurer

After you have recovered, the law firm shall collect all your medical bills and records that may be related to the collision and put them together. Any evidence of losses shall be collected and all of these shall be put together into a settlement package that will be sent to the insurance company.

  1. Negotiation with the insurance company

Once your insurer has all your records, negotiation with the insurance company shall begin and if the two companies do not agree on a fair settlement, a lawsuit is filed against the other driver. During the case, the law firm defends your side until a reasonable agreement is reached.

We’ve Got You

In case you have involved an auto accident in North Carolina and need a car accident attorney Charlotte, you do not have to be worried. Campbell and Associates provide personal injury attorneys that will walk with you all the way. They will see to it that you get the compensation you deserve.